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The future of modular affordable housing

J.P. Morgan

Aug 28, 2025

The need for new apartment units is increasing in the Northeast and across the nation. High construction costs, however, present a major barrier to creating enough affordable housing supply. Modular homes have the potential to reduce construction timelines and costs, making them ideal for affordable housing solutions. These buildings have caught on in Japan, Scandinavia and other parts of the world, but not in the U.S. What’s holding us back?

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